The rate will increase 25 percent each year for businesses and second homes.Ĭontact Mark Puente at or (727) 892-2996. Flood zones are shown on the Flood Insurance Rate Map opens in a new window (FIRM), which is produced by FEMA. Flood zones are geographic areas that the Federal Emergency Management Area (FEMA) opens in a new window has defined according to level of flood risk. Wright has the highest number of federal program policyholders in the country. Highway 19 are also largely in a flood zone. But there is a National Flood Insurance Program for "newly mapped" homes that allow homeowners to receive reduced rates for the first 12 months after they are rezoned.Īccording to Dolores Glass, senior communications manager for Wright National Flood Insurance, the reduced rate will increase by 18 percent each year until it is at the full risk rate to give people a chance to adjust. If a home moves from a low-risk area to a high-risk area, the premiums will increase to reflect the new risk designation. "If you were in a flood zone before and you're not in a flood zone now, I don't think you should kid yourself into thinking you're scot-free," she said. Lynne McChristian, Florida representative for the Insurance Information Institute, said 20 percent of flood claims are paid to people in low to moderate risk zones. When property owners in lower zones need to buy flood insurance, they are "usually eligible for highly reduced preferred risk rates," Foster said. They have nothing to do with evacuation zones during hurricanes. The updates are based on revised coastal flood modeling, which can be affected by things such as changes in topography. In 2012, FEMA launched a coastal risk study for Citrus, Hernando, Hillsborough, Manatee, Pasco and Pinellas counties. The proposed changes can be reviewed on the counties' websites in Pinellas and Pasco. Pinellas County is holding a series of public meetings this week for residents to view maps and ask questions. Pasco County is collecting feedback from residents, said spokeswoman Tambrey Lane. Hernando County officials did not return phone calls seeking comment. Hillsborough County expects to receive its new proposed flood zone maps in October. But preliminary maps show all but narrow strip of the northern and southern parts of the county face changes in flood zone designations. Pinellas has not come up with an estimate for the number for properties affected. Though they are often mistaken for each other, Flood Zones and Evacuation Zones are two very different things that measure very different conditions. Pasco County estimates that 28,000 parcels could see changes to their flood zone designations. Due to significant changes in the evacuation map in 2022, your evacuation zone may have changed or you may be in an evacuation zone for the first time. So far, federal officials have released the what they call preliminary Flood Insurance Rate Maps for Pasco and Pinellas. "There is no formal number on how many parcels are impacted," said Rahim Harji, assistant Pinellas County administrator.
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